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RSA Medi-Select Advantage Age 60 and over

The Medi-Select Advantage plan offers flexible coverage for Canadian snowbirds with or without pre-existing medical conditions. Benefits include hospital accommodation and physician fees, ambulance services, emergency air transportation, paramedical services, private duty nursing, flying someone to your bedside, returning your insured travel companions home, and much more.

Overall Maximum Limit $5,000,000
Covered Areas Worldwide or within Canada
Multi-Trip Annual Plan Options 4, 9, 16, 30, or 60 days per trip
Deductible Options No deductible, $250, $500, $1,000, $5,000, $10,000 (USD)
Pre-Existing Medical Condition Coverage Subject to stability period of 90-365 days prior to departure (depending on age and answers to medical questionnaire)
Hospital Accommodation Reasonable and customary costs (semi-private room)
Physician Reasonable and customary costs
Ambulance Reasonable and customary costs
Prescription Drugs 30-day supply (limit does not apply when hospitalized)
Dental Accident $2,000
Dental Pain $350
Emergency Transportation Air ambulance or economy airfare to the nearest appropriate medical facility or to the home province or territory
Specialists and Therapists $300 per profession for chiropractor, chiropodist, osteopath, podiatrist, or physiotherapist
Excluded Sports All professional sports, competitive motorized sporting events, racing, motorized speed contests