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COVID-19 INFO - INTERNATIONAL STUDENTS - VISITORS TO CANADA - CANADIAN TRAVELLERS - TESTING FACILITIES IN CANADA

Expatriates

First'Expat +
Start'Expat
LivExpat
Overall Maximum Limit $500,000, $1,000,000, $2,000,000, or $3,000,000 250,000€ $1,000,000 - $5,000,000
Eligible Countries of Citizenship Any country Any country Worldwide * subject to certain exclusions at time of application
Covered Areas Worldwide 1. Worldwide; 2. Worldwide excluding the US Worldwide * subject to certain exclusions at time of application
Duration Options Annual Monthly 3 – 12 months
Emergency Medical Reasonable and customary costs Reasonable and customary costs Included
Outpatient Services Reasonable and customary costs Reasonable and customary costs if resulting from an accident or an unforeseen illness Included anywhere from 80%-100%
Local Ambulance Reasonable and customary costs Reasonable and customary costs Included anywhere from 80%-100%
Hospital Accommodation Reasonable and customary costs (semi-private or private room, depending on plan) Reasonable and customary costs Included anywhere from 80%-100%
Emergency Evacuation Reasonable and customary costs Reasonable and customary costs Can be added to a maximum of $100,000
Prescription Drugs Reasonable and customary costs 3,000€ Included anywhere from 80%-100%
Check-Ups Quartz plan: not covered. Other plans: covered. Not covered Included anywhere from 80%-100%
Maternity Optional rider Not covered Included anywhere from 80%-100%
Dental Optional rider Dental emergency only: 350€. Dentures and protheses related to an accident: 200€ Emergency dental included, full dental can be added as an option
Mental/Nervous Conditions Covered up to specific limits after 12 months Not covered Included anywhere from 80%-100%
Organ Transplants Reasonable and customary costs Reasonable and customary costs if resulting from an accident or an unforeseen illness Included anywhere from 80%-100%
Vision Optional rider Lenses and frames following an accident: 150€ Included anywhere from 80%-100%
Optional Riders Vision/Dental, Maternity, Assistance/Repatriation, Legal Assistance/Third-Party Liability None Dental, Life, AD&D, Disability, EAP, Assistance & Evacuation