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International Travellers Medical

IMG Patriot Travel Medical
IMG Patriot Platinum Travel Medical
IMG Patriot Group
Covered Areas 1. Worldwide including the US; 2. Worldwide excluding the US 1. Worldwide including the US; 2. Worldwide excluding the US 1. Worldwide including the US; 2. Worldwide excluding the US
Emergency Medical Overall Maximum Limit $50,000, $100,000, $500,000, $1,000,000, $2,000,000 $1,000,000, $5,000,000, $8,000,000 $50,000, $100,000, $500,000, $1,000,000, $2,000,000
Deductible Options No deductible, $100, $250, $500, $1,000, $2,500 No deductible, $100, $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000 No deductible, $100, $250, $500, $1,000, $2,500
Sports Coverage Basic sports covered; optional rider available for adventure sports Basic sports covered; optional rider available for adventure sports Basic sports covered; optional rider available for adventure sports
Home Country Coverage Covered up to 2 weeks per policy Covered up to 2 weeks per policy Covered up to 2 weeks per policy
Emergency Medical Evacuation Limit $500,000 Up to selected medical maximum limit $500,000
Pre-Existing Medical Condition Coverage - Medical Coverage for sudden and unexpected recurrence of a pre-existing condition: Non-US citizens, ages 64 and younger: up to $50,000. Non-US citizens, ages 65 and older: up to $2,500. US citizens, ages 64 and younger: up to medical maximum limit when insured through a primary health plan; $20,000 limit when not insured through a primary health plan. US citizens, ages 65 and older: up to $2,500 Coverage for sudden and unexpected recurrence of a pre-existing condition: Non-US citizens, ages 64 and younger: up to $50,000. Non-US citizens, ages 65 and older: up to $2,500. US citizens, ages 64 and younger: up to medical maximum limit when insured through a primary health plan; $20,000 limit when not insured through a primary health plan. US citizens, ages 65 and older: up to $2,500 Coverage for sudden and unexpected recurrence of a pre-existing condition: Non-US citizens, ages 64 and younger: up to $50,000. Non-US citizens, ages 65 and older: up to $2,500. US citizens, ages 64 and younger: up to medical maximum limit when insured through a primary health plan; $20,000 limit when not insured through a primary health plan. US citizens, ages 65 and older: up to $2,500
Pre-Existing Medical Condition Coverage - Evacuation Sudden and unexpected recurrence of a pre-existing condition is covered up to $25,000 Sudden and unexpected recurrence of a pre-existing condition is covered up to $25,000 Sudden and unexpected recurrence of a pre-existing condition is covered up to $25,000.
Trip Cancellation Optional rider available; up to $25,000 coverage per insured person Optional rider available; up to $25,000 coverage per insured person Optional rider available; up to $25,000 coverage per insured person
Trip Interruption Limit $5,000 $10,000 $5,000
Baggage Limit $250 ($50 per item) $500 $250 ($50 per item)
Accidental Death and Dismemberment Limit $25,000 $50,000 $25,000