The Medi-Select Advantage plan provides comprehensive emergency medical coverage for Canadians of any age travelling outside the country, and provides coverage for most stable pre-existing medical conditions. Benefits include hospital accommodation and physician fees, ambulance services, emergency air transportation, paramedical services, private duty nursing, flying someone to your bedside, returning your insured travel companions home, and much more.
| Overall Maximum Limit | $5,000,000 |
| Covered Areas | Worldwide or within Canada |
| Multi-Trip Annual Plan Options | 4, 9, 16, 30, or 60 days per trip |
| Pre-Existing Medical Condition Coverage | Subject to stability period of 90-365 days prior to departure (depending on age and answers to medical questionnaire) |
| Excluded Sports | All professional sports, competitive motorized sporting events, racing, motorized speed contests |
| Hospital Accommodation | Reasonable and customary costs (semi-private room) |
| Physician | Reasonable and customary costs |
| Ambulance | Reasonable and customary costs |
| Prescription Drugs | 30-day supply (limit does not apply when hospitalized) |
| Dental Accident | $2,000 |
| Dental Pain | $350 |
| Emergency Transportation | Air ambulance or economy airfare to the nearest appropriate medical facility or to the home province or territory |
| Specialists and Therapists | $300 per profession for chiropractor, chiropodist, osteopath, podiatrist, or physiotherapist |
| Quebec Residents | The name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, are described in the insurance policy (please click below on “Policy Wording”). |
