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Travel Medical for Canadians

RSA Medi-Select Advantage
TuGo Traveller Emergency Medical
Overall Maximum Limit $5,000,000 $5,000,000
Covered Areas Worldwide or within Canada Worldwide including the US, worldwide excluding the US, or within Canada
Multi-Trip Annual Plan Options 4, 9, 16, 30, or 60 days per trip 5, 10, 20, 35, 60, 95, 125, 155, or 182 days per trip
Pre-Existing Medical Condition Coverage Subject to stability period of 90-365 days prior to departure (depending on age and answers to medical questionnaire) Subject to stability period of 7-365 days (depending on age)
Excluded Sports All professional sports, competitive motorized sporting events, racing, motorized speed contests Out-of-bounds skiing, snowboarding, snowshoeing, or non-motorized snow-biking
Hospital Accommodation Reasonable and customary costs (semi-private room) Reasonable and customary costs (semi-private room)
Physician Reasonable and customary costs Reasonable and customary costs
Ambulance Reasonable and customary costs Reasonable and customary costs
Prescription Drugs 30-day supply (limit does not apply when hospitalized) 30-day supply (limit does not apply when hospitalized)
Dental Accident $2,000 $4,000
Dental Pain $350 $500
Emergency Transportation Air ambulance or economy airfare to the nearest appropriate medical facility or to the home province or territory Air ambulance or economy airfare to the home province or territory
Specialists and Therapists $300 per profession for chiropractor, chiropodist, osteopath, podiatrist, or physiotherapist $500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, optometrist