Recommended
Recommended
Travel Accident
Covers permanent injury or death from an accident during your trip
Baggage Loss and Delay
Covers costs to repair, replace, or purchase essentials if your baggage is lost or delayed.
Travel Delay
Reimburses expenses for covered travel delays, subject to a minimum delay period.
Trip Interruption
Reimburses expenses if your trip is cut short or extended for a covered reason after departure.
Emergency Medical
Covers emergency treatment for unexpected illness or injury during your trip, up to $10 million.
Trip Cancellation
Reimburses prepaid costs if you cancel or reschedule before departure for a covered reason, up to your insured amount.
As of the effective date of your policy you must:
Be at least 15 days old,
Be a Canadian resident and be insured for benefits under a Canadian government health insurance plan during the entire Coverage Period,
Not have been advised against travel by a physician for a period of time which includes your trip, and
Not be travelling or going on your trip to receive treatment or alternative therapy of any kind. Canadian resident means a person legally authorized to reside in Canada and who maintains a permanent residence in Canada.
The provincial and territorial government health insurance plans limit the time a person can be out of Canada and still remain eligible for provincial coverage. It is your responsibility to ensure you remain eligible during your Coverage Period. Check your province or territory’s health insurance plan for details.
In the two (2) years prior to the effective date, you must not have been diagnosed with or received treatment for a terminal condition for which a physician gave you a prognosis of eventual death or for which palliative care was or is being received.
If you are age 65 or older on the effective date, to be eligible for coverage you must not require assistance with activities of daily living including but not limited to, eating, bathing, using the toilet, changing positions (including getting in and out of a bed or chair), or dressing, as the result of a medical condition or state of health.
| Travel Delay | $350 per day up to a maximum of $1,500 Minimum Required Delay – 3 hours |
| Emergency Medical | $10,000,000 |
| Trip Cancellation | Sum Insured |
| Trip Interruption | Unlimited |
Tugo Travel All Inclusive
Destination Travel All Inclusive
Emergency Medical
$5,000,000.00
Deductible
$0-$5,000
Travel Delay
Up to $25,000
Dental
$3,000
Trip Cancellation
Up to sum insured
Emergency Medical Treatment
$5,000,000
Trip Interruption
Up to $25,000
Medical
$5,000,000
