Get coverage for multiple travellers (including employees, aid organizations, journalists, expedition members, or other groups) going to high-risk destinations and/or participating in high risk activities. Coverage can be arranged by individual group members or by a company/group on behalf of their travellers. Emergency medical, accidental death, and disability coverage is available. War and terrorism coverage can be included. The quote process for special risk coverage is lengthier than conventional travel insurance, so an application should be submitted as early as possible prior to travel.