This coverage provides individuals with protection against a variety of expenses related to kidnap while travelling, including: reimbursement of the ransom demanded, services of a professional negotiator to coordinate payment and release, incidental expenses such as a rest and recuperation benefit, and accidental death and dismemberment coverage (when the loss results from a kidnapping). The quote process for special risk coverage is lengthier than conventional travel insurance, so an application should be submitted as early as possible prior to travel. Note: this coverage is not available to US citizens at this time.
| Emergency Medical | |
| Emergency Transportation | |
| Accidental Death and Dismemberment | |
| Disability | |
| Expenses Related to Kidnap, Ransom, and Extortion | |
| High-Risk Destinations | |
| Adventure Sports and Activities | |
| War and Terrorism Coverage |
