Individual Special Risk - Kidnap, Ransom, and Extortion

This coverage provides individuals with protection against a variety of expenses related to kidnap while travelling, including: reimbursement of the ransom demanded, services of a professional negotiator to coordinate payment and release, incidental expenses such as a rest and recuperation benefit, and accidental death and dismemberment coverage (when the loss results from a kidnapping). The quote process for special risk coverage is lengthier than conventional travel insurance, so an application should be submitted as early as possible prior to travel. Note: this coverage is not available to US citizens at this time.